Guides··1 min read
Getting started with dollar-cost averaging
A compact checklist before you turn on recurring investments.
Dollar-cost averaging (DCA) is simple in theory: invest a fixed amount on a schedule. A few details make it work better in practice.
1. Pick the account and asset
Use a brokerage or exchange you trust, then choose an asset that matches your horizon (for example a broad index ETF or a single asset you understand well).
2. Set a sustainable amount
Choose an amount you can keep contributing through volatile periods. Consistency matters more than the exact number.
3. Automate if you can
Automation reduces emotional decisions. Weekly or monthly cadence both work; pick what matches your cash flow.
4. Revisit once a year
Check fees, tax treatment, and whether your allocation still matches your goals. Small adjustments beat constant tinkering.
This article is educational and not investment advice. Past performance does not guarantee future results.